I saw this interesting article online. Maybe I has meet too many buyers who face the same fate.
I always tell them: Prevention is always better than cure. They should has get something to protect theIr luck EARLIER!
Below is the article:
Secretary racked up $60k debts, twice
Azizah, 48, secretary and mother of three
Then: She had more than $60,000 in debt in 2003, which she repaid by 2008. But she has racked up new debts of more than $60,000. She earns $3,800 a month.
Now: She is on the debt management programme with Credit Counselling Singapore (CCS) and repaying about $1,500 a month.
She hopes to clear her debts within five years.
"I was retrenched from a bank in December 2001. From January 2002 to March 2003, I worked at two other jobs, but I had to take a 50 per cent pay cut. Both didn't pay regularly and the companies ended up owing me my salary.
At that time, I had a renovation loan of about $20,000 and unsecured loans of about $30,000. I took the unsecured loans for my brother to set up a business, but it failed, so he couldn't pay me back. Since I couldn't pay back the loans, the interest payments started snowballing. I had six credit cards.
One of my unsecured loans was with a bank which sent me a writ of summons. I showed the bank a letter from my previous employer showing how much back pay they owed me, but the bank couldn't accept that. After the writ of summons, the interest rate on my loan hiked even further, to a double-digit figure.
Also, when banks send legal letters, you have to pay, and every letter could be another $150. I got a new job with a fixed salary, got on board the CCS debt management scheme and five years later I managed to pay everything off.
But, starting in 2008, my aunt developed chronic illnesses. She passed away last year. I paid her medical expenses from my CPF savings.
This was on top of looking after her needs, the taxi to and from hospital and food. I had to put her in a home and managed to get her on a welfare scheme. But I still had to fork out at least $300 a month.
I also have to take care of my mother, who has asthma, bone problems and other health problems. Medical expenses are very high.
Then my three children started studying in the polytechnics at the same time. I took a loan to buy them laptops. They didn't apply for bursaries because I didn't know about that. All these happened after I renovated my flat in 2011 for about $30,000. It was more a necessity than a luxury. I also rewired the house because the wiring was more than 20 years old.
Now I have debts of more than $60,000 for the second time. Last year, I was retrenched and now I'm on contract employment. My husband had a heart attack last month. He was hospitalised and the bill was about $13,000. Luckily, he is insured by his office.
When things come, they come all at once. What can I say, this is my luck."
Source: Asiaone.com
Showing posts with label free from debt. Show all posts
Showing posts with label free from debt. Show all posts
Wednesday, September 18, 2013
Wednesday, February 13, 2013
Another Happy person (awesome results)
Double click the above picture for better view
Remember the Snake Penis charm? I found that anything connected to animals
attune to me when I was practicing vodoo or folk Magick, things that used
animals as conduit. In fact, I furthered
my connection with it and had utter wisdom in its potential. Yes, I used it to control, attract, bind and
more. To what you advertised, it was
used to put idea to people's mind. I
could use it to bind and control spirits now aside from people. Scary stuff, that's why I had gone on retreat
for a whole month to do cleansing on myself.
I was in a holy land doing simple normal stuff to get the bad mojo off
my aura.
During that time, 4 powerful Crossroad Spirits came to
me. These are categorized like those of
the God Ganesha, but he is not there.
These are no divine gods, they are fierce, scary, incomprehensible and
vast. I thought they'd come for me cuz I
really messed up in my practice, you know, like how bad powerful are punished
if they'd gone too far in abusing their Magick.
No, they sort of know my conquest and would like to test my
worth. These are gods who doesn't judge,
but would raise hell if I'm not strong enough for them. I fast, I prayed, I faced fear, hardship, I
studied and after New Year, I performed a Magick dedicated to them and I feel
them in me. I feel vast, full,
everything. Whatever I thought happens,
my spells are potent, my will absolute.
Of course, like Magick, it fades after a while, and I'm back.
I used combinations of charms and spells. I used the Fish to overflow opportunities,
Black Warrior for Protection, Snake to control, Kumanthong to assist in pure
Magick as I am tasked not to let a child be exposed to darkness, he needs to
reincarnate fine. I used the Phras to
make sure that I will not be blinded by darkness. What I'm saying is, it clicked. I suddenly know how to use stuff. Give me a bomb and I could make it explode
like nuclear explosion.
Right now, all debts are gone, even the bank. I thought that i will have to work on the
debt for 3 more years but its gone! My
ma promised not to go to that witch. She
may still be poisoned but eventually, it will fade. I am getting what I want, I am able to do
what I want. I am getting respect at my
career, I know my place, I am at peace.
I only wished to attain balance and clarity, not to rest but to strive
more else I will fall again. I will use
black and white but with purpose and respect.
Anyway, about this year, friendly advice. Think of this year as sea, we are
underwater. Murky as we can't see afar,
scary, divination will be useless as things will change without notice. We will be pushed and pull by waves, by
situations and circumstance. We will not
see stability as things will change constantly and it will be a sink or swim.
Like poop in water, we may see what we fear, but it may
contain diamond. Same with treasure and
we may see rust. Good and bad will go
hand in hand. Don't get me about planets
as these are messy affairs.
Saturday, April 7, 2012
Free From debt wealth Cloth
Kruba noi from wat si dong mu has been an expert of concentration of mindfulness in Buddhism way.
He studied magic from his master, lorng pu pin .Also, Kruba noi has been studied the art of making efficacious amulets and giving good blessing and chanting.
Kruba noi of wat si dong mu, Chiang Mai province is well-known among amulet collectors nowadays.
This Pra Kring is made by kruba noi of wat si dong mu.
This beautiful kring is made of old material and when shaken produces a ringing sound.People believe that hearing the ring from this pra kring amulet can bring you so much wealth in your lives through fame luck as well.
This pra kring Wu kar pak means forever rich, which means wearing this pra kring will be rich and not be in debt and poor.
This pra kring below is craved with serial code and yantra.
This is wrap in a gold casing and is very beautiful.This pra kring is properly blessed by kruba noi during a major ceremony at wat si dong mu.
This amulet is best for:
1) Business luck and sales luck.
2) Increase good luck everyday.
3) Never be in debt.
4) Never experience poor or poverty.
6) Protect the owner from enemies, danger, bad things.
7) Peace of mind and happiness everyday.
8) Able to be promoted in your job.
9) Able to attract more money making opportunity everyday.
10) Attract the right kind of opportunity and people to you.
11) Successful in everything that you do.
12) Well-liked by all.
13) Attract wealth and good luck from all direction of life.
14) poverty to richness
14) Overcome all barriers in life.
To be hang in house, car or alter table.
Home Page
http://goodamulets.blogspot.com/
Contact: helpyoucharm@gmail.com
Testimonials
https://picasaweb.google.com/104831790808869461611/FeedbackFromPeopleAboutMyThaiAmulets
Magical store
http://shop.ebay.com.sg/nayan992007/m.html?_nkw=&_armrs=1&_from=&_ipg=&_trksid=p4340
Tuesday, March 27, 2012
free from debt, free from illness, free for trouble
Mercury, as the semen of Lord Shiva, is the physical embodiment of the fire of transformation (tejas). To contain or blind mecury is very difficult. A shivalingam make of mercury is also known as Ras shivalingam. And if it is correctly prepared and consecrated, it can prove most auspicious for the person.
He who worships Mercury Shivling devotedly, whether one is male or female, Brahmin, Kshatriya, Vaishya, Shudra gets full worldly pleasures, and at last attains supreme destination (salvation). During life-span they get glory, honour, high office, name and fame, sons, grandsons and perfection in learning. At last they get salvation.
The virtue got by seeing the Twelve Jyotirlingas is received only by looking at the Parad Shivling. The chance to look at it is possible only when the worshipper’s virtues of previous births come to light. By worshipping the Parad Shivling, the worshipper gets the fruits which are attained only by worshipping Shivalingas which are situated in three Lokas (cosmic worlds).
Wherever parad shivling is established disease and illness have no place there. There will be no debts or monetary problem in their loves.
There are four goals in human life - religion, health, desires and salvation. These can be fulfilled by worshiping the Mercury Shivling and the worshiper of Lord Shiva gets cores of Virtues.
Home Page
http://goodamulets.blogspot.com/
Contact: helpyoucharm@gmail.com
Testimonials
https://picasaweb.google.com/104831790808869461611/FeedbackFromPeopleAboutMyThaiAmulets
Magical store
http://shop.ebay.com.sg/nayan992007/m.html?_nkw=&_armrs=1&_from=&_ipg=&_trksid=p4340
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